Simple Rules for Life

 1. Limit your banking exposure to two, at most three banks. No more. 

2. Keep at most 2 credit cards - one primary, and one backup. Take the highest stratum available to you. 

3. Never store credit cards on any website. EVER. 

4. Don't keep yourself signed in on any website. Sign out every single time, then clear cookies. Its worth it. 

5. Every few months, go to your Google settings and check your privacy settings. Google changes it automatically. 

6. Keep life insurance. 

7. Go to a local doctor. Go to a local hospital. DO not go to a corporate hospital unless your illness needs the infrastructure of a corporate hospital. 

8. Buy from your local store. Go to the bank branch. These relationships are important. You will need them. 

9. Things are to be used and people are to be loved. Not the other way round. 

10. Do not be in real debt. This means that you may take a home loan, but your assets should be such that you should be able to pay off that loan if the need arises. That's real debt. You are a debtor on paper, but not in truth. Buy the car you can afford to buy off cash. 

11. Always keep an eye on your investments yourself. Find your niche and fit in it. Not in any advisor's advised niche.