Today I learnt that in Haryana, if you get a challan, you can see it online, you can also pay it online. There is no need to go to any court!
This blog started out to list my research on Indian Wealth Practices.But then I realised that my years of work on toolbox.com may have been archived by the site or is not readily available. So now this is my consolidated blog. Some day, of course, I plan to take this content to my own website with Data localisation.
Saturday, 16 November 2024
Thursday, 14 November 2024
Blogroll to be read later
https://www-moneycontrol-com.cdn.ampproject.org/c/s/www.moneycontrol.com/news/business/ai-will-crush-indias-demographic-dividend-to-demographic-debt-12865412.html/amp
Sunday, 3 November 2024
Why I don't visit doctors
I have often been asked why I dont visit doctors for my issues.
Here is the full, detailed answer:
I do. I do visit doctors.
They get some tests done, look at them, and tell me, "Maybe it is stress? All the reports are normal."
One doctor went on to say, "I honestly don't know what is wrong with you. I cannot help you."
That's it. That's the only answer I have got from doctors. Either this, or the prescription of medicines that my body did not need.
I have two autoimmune disorders that got diagosed - not by going to doctors for 12 years, but from an online support group. They kept pumping antibiotics into me even when all the culture tests came back negative. A two hour Google search told me about both options - film covered bacteria and auto immune disorders. I read more patient records and figured I was closer to the auto immune issue than the film covered bacteria. Went to a homeopath who thankfully heard me out and was open enough to say, "Yes, i think you might be right. Let me prescribe medicine for this and lets see how you respond." No allopath even listened to patient concerns.
All allopathic doctors do is follow protocol.
If your child has fever, we assume viral and wait for 3 days before giving antibiotic.
Google or AI can do this IF-THEN-ELSE better than you.
Your job, as the doctor, is to KNOW when a child is not doing so well and when they need to start antibiotics.
Your job, as the doctor is to listen to the patient and go beyond the protocol.
For that to happen, the pharma industry has to stop dictating protocols.
You, as doctors, need to fight to remain relevant. If you allow your wisdom to be taken over by protocol, then those years of practice amount to nothing.
If you don't tell the patient whether a certain drug causes thrombocytopenia, the patient will find out online - in 30 minutes vs the two it would have taken you to tell them.
Saturday, 2 November 2024
There is something to be said for kirana stores.
I don't think the consumer should celebrate the end of kirana stores or the rise of Quick Commerce.
For these reasons:
1. It is only a matter of time before a health emergency happens (rats, yes). If you enter a warehouse, you will not be able to order from quick commerce again. By the way please do wash everything you get from quick commerce. Keeping the dark warehouse rodent free is not in anyone's KRA. Let that sink in. There are no health and safety standards applicable to these warehouses.
2. It was exactly like this before Covid. Then Covid happened and the local kirana stores sustained us. Like typical humans, we paid back with inbuilt ingratitude.
3. The customer is killing something that is both convenient and sustainable. The customer is creating monopolies. Then cribbing about high delivery charges is what use? You killed the competition and ensured enough reliance on this business model to make them monopolies. The customer literally is giving their choice away.
4. Creating 10,00,000 delivery partners who are not able to do justice to their basic health is good for whom? Lazy customers? Because this kind of work culture for 10,00,000 people is not good for society overall.
5. We underestimate the importance of stray conversations in combating loneliness. I buy most of my stuff from real retail stores and cannot overstate the importance of these connections. Pharmacist - 18 years. Stationery store - 21 years. Grocery store - 21 years. Optician - 10 years. Sabziwala - 4-5 years for one and nearly 10 years for another. Appliance and Electronics Store: 20 years. Sanitary Supplies: 15 years. They know me. I know them. Now, we also know each other's children. (The concept of 'strokes' was explained by Dr. Eric Berne in Transaction Analysis, in case you are looking for theoretical proof).
6. In Arthashastra, Chanakya says - Vyavhar is only among equals. A strong king and a weak king do not 'negotiate'. The stronger king sets the terms and the weak king accepts them. If you take a bread back to your kirana wala and say this was stale, he will quietly take the bread back and give you a fresh one. Try doing that with Zepto, Blinkit, Swiggy, Zomato. You cannot negotiate with big kings. You can only put up with them. Do not create behemoths - because they are detrimental to your own welfare. Nurture equal stakeholders.
Like AI, you can either hate or love QCommerce, but you cannot avoid it. Like AI, you can decide how much of it you want in your own life.
Saturday, 26 October 2024
Introducing: The Circle of Integrity
We all know the comfort zone - that area where we feel, well, comfortable. We are all encouraged to get out of the said comfort zone to experience and learn new things.
Today, I want to write about another zone - the integrity zone. I will call it the circle of integrity.The comfort zone is what you are good at, what you enjoy. The Circle of Integrity is WHO YOU ARE.
Our comfort zone is more or less understood and visible. But the Circle of Integrity is a larger, largely invisible circle.
Stepping outside the comfort zone leads to some form of growth. Stepping outside the circle of integrity gnaws at our core. It is what leads to an emptiness inside even when, on the surface, everything looks good.
The reason that some new things lead to happiness and some others lead to a growing sense of isolation and discontent is this. The things that are outside the comfort zone but inside the circle of integrity - these are the things that lead to personal growth. The things that lie outside our circle of integrity are the ones that might look like growth, but are, in fact, the things that will make us unhappy, because they do not align with who we are. Because the circle of integrity is invisible, only the person knows when they are doing something that goes against their grain. No one outside can tell or even know.
The trouble is, we are often asked to step outside our comfort zone, but because we don't know about the existence of the larger circle, we don't even know when we are stepping out of that. The concept of comfort zone is ubiquitous, but no one teaches us about the circle of integrity - the importance of knowing, and remaining true to oneself.
Only at the very start. If something feels like it goes against your grain, don't give it too long. I left a toxic workplace because I knew that irrespective of growth, this place will not make me happy.
Sunday, 20 October 2024
Why we need to see all sides of the story
The only thing that is one sided is a billboard. Even a leaf in a book has two sides.
So when you find yourself supporting one side in the story, what you are seeing is not a story. It's a billboard.Monday, 7 October 2024
Film Review: CTRL on Netflix in India
Watch this film NOW. Not as a fiction film.
- The editor of the film had the capacity to make it an 80 minute film. Or less. I wish they had worked a little harder.
- The performances are adequate.
- The story telling is engaging. Not as taut as it could be. But engaging. One doesn't look away that much (at the phone, what else?)
- The background score and cinematography both delight. I loved the AI avatar being put on screen again and again.
- My favourite dialogue in the film (mostly because I keep saying it all the time): Please, please make an informed decision. Aap ek baar proofs dekh lijiye. (Joe's words from his last video).
- The dialogues are not too witty. They are just realistic. A little extra work there would have led to some chuckles.
- Joe is super cute!